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Own Art is a national initiative, supported by [Arts Council England/Arts Council Northern Ireland/Creative Scotland], to make it easy and affordable for anyone and everyone to buy contemporary art and craft by providing interest-free loans.

Atholl Gallery is proud to be a member of the Own Art scheme which is designed to make it easy and affordable for everyone to buy and collect contemporary original art and artist produced prints. Own Art loans allow you to borrow from as little as £100 up to [£2,500/£25,000] and pay it back over 10 [or 20 months], completely interest-free. You can choose to finance all or just part of your purchase and multiple items can be bought with one loan. The best part is that you can take your original work of art home with you straight away. 

The Own Art scheme is available for the purchase of contemporary art and craft of any kind and in any media. That means you can choose more or less anything you want from paintings, prints, drawings, and sculpture to glassware, ceramics, jewellery, furniture, and textiles. Whatever you decide to buy, it must be made by a living artist as we want to support the artists of today by encouraging sales of their work to new buyers.

The scheme aims to:

  • enable more people to live with the art they love

  • promote the presentation and sale of high quality works of art through a network of visual arts venues and galleries across England, Scotland and Northern Ireland;

  • support contemporary artists by encouraging increased sales of work across a breadth of practice

How to get started

Once you’ve found the artwork that you want to buy, just let us know that you’d like to apply for an Own Art loan to finance your purchase. 

What you will need:

Proof of residence and signature - for example, a driving license. Own Art is available to all UK residents over the age of 18, subject to status. This means that you must be able to meet one of the following criteria in order to be approved for a loan:

  • Working at least 16 hours a week (employed or self-employed)

  • A retired person in receipt of a pension

  • If you are not working but are married to or living with a partner who does meet the above criteria, then you may still apply, provided that your partner is happy for their employment details to be included on your application form.

It only takes 10 minutes!

We’ll take you through the loan application process, which normally takes about 10 minutes. Please contact us on +44 1350 728855 and we will complete the credit application with you by telephone or arrange an appointment at our gallery. Once you have given us all the information we need, you’ll get an instant decision. When your application is approved you will need to sign the agreement and you can take your artwork away there and then. 

You will receive a welcome letter from Own Art’s finance partner Hitachi Capital Consumer Finance and following this your 10 monthly payments will be collected from your account by direct debit. This usually starts about four weeks after you’ve made your purchase.

It’s as simple as that!

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